How to Open Current or Savings Account in NBAD (FAB)
Do you want to open a bank account with the National Bank of Abu Dhabi (NBAD), now part of First Abu Dhabi Bank (FAB)?. Many people search for how to open an NBAD savings or current account because they want a simple guide that explains the steps clearly. Whether you need a savings account to grow your money or a current account for everyday spending and payments, NBAD has options that fit different needs.
The process is very simple, but you do need to know the documents required, eligibility rules, and the benefits of each account type.
What is NBAD/FAB Bank?
First Abu Dhabi Bank (FAB) was formed when National Bank of Abu Dhabi (NBAD) merged with First Gulf Bank in 2017. FAB is now the largest bank in the UAE by total assets and offers comprehensive banking services across five continents. NBAD customers now using FAB for al the queries like NBAD Balance inquiry, Customer support and Bank Statements etc.
Types of Accounts Available
NBAD have following types of Current and Saving accounts.
Current Accounts
FAB Personal Current Account
FAB One Account
FAB Elite Current Account
Savings Accounts
FAB Personal Savings Account
Step-by-Step Account Opening Process
Follow the given two methods for smooth fab account opening.
Method 1: Online/Mobile App Opening
For Current Accounts
For Savings Accounts:
Method 2: Branch Visit
Required Documents
For UAE Residents
Individual Accounts:
For Non-Residents
Additional Requirements:
For Self-Employed/Business
Corporate Documents:
Eligibility Criteria
Current Accounts
Savings Accounts
Benefits of FAB/NBAD Accounts
Current Account Benefits
Financial Benefit
Lifestyle Benefits
Savings Account Benefits
Growth Benefits
Convenience Benefits
Fees and Charges
Current Account Fees
| Fee Type | Amount |
| Account Opening | Free |
| Minimum Balance Breach | AED 26.25 monthly |
| Account Closure | AED 105 |
| Standing Instruction Setup | AED 52.50 |
| Teller Transactions | 6 free monthly, then AED 10 + VAT |
Savings Account Fees
| Fee Type | Amount |
| Account Opening | Free |
| Relationship Fee | Free |
| Minimum Balance Breach | AED 26.25 monthly |
| Account Closure | AED 105 |
| Statement (outside cycle) | AED 26.25 |
Pros and Cons
Advantages
Disadvantages
Current vs Savings Account Comparison
| Feature | Current Account | Savings Account |
| Purpose | Daily transactions | Saving and earning interest |
| Interest | Usually no interest | Earns interest on balance |
| Cheque Book | Available | Not provided |
| Transaction Limits | Unlimited transactions | May have withdrawal limits |
| Overdraft | Available on some accounts | Not available |
| Minimum Balance | AED 3,000 – AED 10,000 | AED 3,000 or zero balance |
Account Opening Timeline
Tips for Smooth Account Opening
Preparation
Best Practices
Special Promotions
Customer Support
Final Verdict
Open an account with FAB (formerly NBAD) is straightforward whether you choose current or savings options. The bank offers competitive features, modern digital banking, and extensive support network, making it an excellent choice for both residents and expatriates in the UAE. Choose the account type based on your transaction needs, salary level, and financial goals.
Shaikh Asadullah
I have three years of experience researching and providing informational content about FAB Bank and NBAD Bank in the UAE. My work focuses on explaining banking services, customer processes, and updates in a clear, accurate, and user-friendly way for general public awareness.
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