FAB Account Opening Online 2025 – Bank Accounts in The UAE
First Abu Dhabi Bank (formerly NBAD) makes opening a bank account in the UAE quick and simple, whether you need a basic savings account, a multi-currency current account, or a Sharia-compliant Islamic account.
You can apply in-branch across Dubai, Abu Dhabi, and Sharjah, or use the FAB website and FAB mobile App to upload your Emirates ID, proof of address, and salary details for instant account setup.
Below is detailed information on account types, eligibility, required documents, opening channels, fees, processing times, and key features.
1. Account Types
Current Account (AED & Foreign Currency)
Savings Account
Premium Savings Account
Fixed Deposit Account
Islamic Accounts (Murabaha & Mudaraba)
Student & Youth Account
Senior Citizen Account
Business Account
2. Eligibility Criteria
Personal Accounts
Islamic Accounts
Business Accounts
3. Required Documents
| Document | Residents | Non-Residents | Business |
| Emirates ID | Copy (front & back) | N/A | Director’s Emirates ID |
| Passport | Copy (photo & visa pages) | Copy (photo page & entry stamp) | Director’s passport copy |
| Proof of Address | Utility bill / tenancy contract | Utility bill / bank statement | Company registered address proof |
| Salary Certificate / Payslip | Latest 1–3 months | N/A | N/A |
| Trade License & Company Docs | N/A | N/A | Company trade license, MOA, board resolution |
| Signature Card | In-branch signing | In-branch signing | In-branch signing |
4. Account Opening Channels
Branch Visit
Online via FAB Website
FAB Mobile App
- Relationship Manager (Premium/Private Banking)
- Manager meets at home or office, collects documents, submits on your behalf
5. Fees & Minimum Balances
| Account Type | Minimum Balance | Monthly Fees | Waivers |
| Basic Savings | AED 0 | AED 10 if balance < AED 3,000 | Waived if any salary credit |
| Premium Savings | AED 50,000 | NIL | N/A |
| Current Account (AED) | AED 3,000 | AED 25 | Waived if AED 10,000+ average balance |
| Fixed Deposit | AED 5,000 | NIL | N/A |
| Islamic Savings | AED 1,000 | AED 10 | Waived if any monthly profit ≥ AED 100 |
| Student & Youth | AED 0 | NIL | N/A |
| Senior Citizen | AED 0 | NIL | N/A |
| Business (SME) | AED 10,000 | AED 50 | Waived on average balance ≥ AED 100,000 |
6. Processing Times
7. Key Features & Benefits
8. Common Customer Queries
Can I open an account without proof of salary?
Yes, for basic savings and youth accounts; salary certificate required for waiver of fees.
Is there an account opening bonus or offer?
Occasional promotions: welcome gifts, fee waivers, interest boosts for fixed deposits.
Can I open a joint account?
Yes—available for savings and current accounts with joint signatory or either-or options.
What is the minimum age for a youth account?
15 years; requires guardian’s signature and Emirates ID.
How do I convert my account to Islamic?
Fill Sharia conversion form at branch or via mobile app; profit-sharing page replaces interest.
9. Compliance & Regulatory Notes
Shaikh Asadullah
I have three years of experience researching and providing informational content about FAB Bank and NBAD Bank in the UAE. My work focuses on explaining banking services, customer processes, and updates in a clear, accurate, and user-friendly way for general public awareness.
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