NBAD Bank Balance Check – Prepaid Cards Inquiry Online 2025

Do you want to Check NBAD Balance inquiry online? The Banking system has been designed so effectively that you do not even need to check the NBAD Balance only right now, but at any moment with immediate responses.

Just click the button given below to check salary status OR Prepaid Card Inquiry.

The beauty of the FAB (NBAD) Bank balance salary card system lies in its flexibility and user-friendly approach. Nowadays, there’s no need to wait in long and lengthy lines and waste bundles of hours. You can simply check your balance or salary through several methods, like the FAB official website, FAB APP, SMS, ATM Machine, WhatsApp, Customer Support, Email Alerts, and POS terminals (From Stores).

All these platforms are reliable due to highly effective security features to check your NBAD account balance inquiry safely anytime, anywhere approach made by FAB is very friendly, smart, and useful. The services provided by FAB mainly protect you from complexes and confusion and provide all very information that a user demands.

What is NBAD /FAB?

National Bank of Abu Dhabi (NBAD) was a major banking sector in the United Arab Emirates (UAE) until 2016. In December 2016, both NBAD and FIRST GULF BANK (FGB) got merged and formed the biggest bank in the Middle East and North Africa, known as FAB (First Abu Dhabi Bank). NBAD was formed in 1968. The bank’s network expanded across five continents and 17 countries before its merging, and after its merging, the FAB is operating in around 19 to 20 countries globally in various parts of 5 continents.

What is National Bank of Abu Dhabi / First Bank of Abu Dhabi
What is NBAD/ FAB?

Now FAB wins 6700-6900 employees’ trust. FAB owns total assets worth AED 1.3 trillion. FAB provides services including Flexible accounts which suit your lifestyle, FAB iSave accounts offering personal loans, credit cards, free debit cards, international money transfer, mobile banking, Islamic banking services, global markets, investment, and commercial banking to help you in managing your expenses and spend your life easily without extreme worries. 

All NBAD salary card services are now managed by FAB through its Ratibi Prepaid Card. This system makes sure the workers across the Dubai get their salaries safely on time. 


9 Methods for NBAD Balance Check

9 Methods for NBAD Balance Check
NBAD account inquiry Methods
MethodTime TakenCostBenefits
1. FAB WebsiteUnder 1 secondFREE24/7 access
2. Mobile App0.5 secondsFREEFastest method
3. ATM Machine1-2 minutesFREEWorks without internet
4. SMS/Text10 secondsStandard SMS rateWorks on basic phones
5. Phone Support2-5 minutesCall chargesPersonal help
6. Email AlertsInstant alertsFREEAutomatic updates
7. Bank Branch10-30 minutesFREEFace-to-face help
8. Multiple OptionsVariesVariesMaximum flexibility

NBAD Balance Check on the FAB Website

Using FAB’s website is the easiest way to see your balance enquiry anytime, day or night.

NBAD Balance Check on the FAB official Website
NBAD Balance Check UAE online on the FAB Website

How to check online:

  • Go to the FAB official website.
  • Click the “Sign In” button.
  • Choose “Ratibi Card Balance Check”.
  • Type in the last two numbers from your card.
  • Enter your Card ID (found on the bottom left of your card).
  • Click “Submit” to see how much money you have.
  • If you don’t have an account, then register your account.

This way takes less than one second and works all the time.

Check NBAD Balance via FAB Mobile App

The NBAD balance check through mobile banking is the fastest way to check your Salary balance by your phone.

NBAD Balance Check via FAB Mobile App
NBAD inquiry via FAB Mobile App

How to use the app:

  • Download FAB Mobile App from your phone’s app store.
  • Install and open the app.
  • Log in with your details or make a new account.
  • Go to “Prepaid Cards” section.
  • Your money amount shows up right away.
  • You can also use FAB Calculator for managing funds.

The mobile app shows your balance in about half a second with the latest information.

NBAD Bank Balance Check via FAB ATM Machines

Visit any ATM machines or search (NBAD ATM near me) that let you check your Abu Dhabi balance inquiry without internet.

NBAD Bank Balance Check at FAB ATM Machines
NBAD Bank inquiry Via ATM machine
  • Find the nearest FAB or partner ATM for NBAD salary card enquiry.
  • Put your NBAD salary card in the machine.
  • Type your 4-number PIN.
  • Choose “Balance Check” from the menu.
  • Look at your balance on screen or print a receipt.

Checking your balance at FAB ATMs is free for cardholders.

Check NBAD Salary Card Balance By SMS

Text messages let you check your balance without apps or internet.

NBAD Salary Card enquiry vis sms
NBAD Enquiry via SMS
  • Open your phone’s text app.
  • Send a message to 6222.
  • Type: “BAL [Space] Last 4 Numbers of Card”.
  • Example: BAL 5678 (if your card ends in 5678).
  • Send the message.

Get your balance back in a text in about 10 seconds.

Check NBAD Account Inquiry via Customer Care Services

Call the bank’s help desk to ask about your balance and get help.

Check NBAD Salary Card inquiry via Customer Care Services
NBAD Customer Care services

Phone numbers to call

  • Inside UAE: Call 600 525 500
  • From other countries: Call +971 2 681 1511
  • Other numbers:02 635 8001 or 600 52 5500

How to call for help

  • Call the right support number
  • Pick your language
  • Ask to talk to a helper
  • Ask for NBAD balance inquiry or check
  • Give your card details to prove it’s you
  • Get your balance right away

NBAD Balance Inquiry via Email Alerts

Email alerts send balance updates straight to your email without you asking.

NBAD Balance Inquiry via Email Alerts
check nbad bank balance via Email Elerts
  • Send messages when money moves in your account.
  • Send monthly reports via email.
  • Tell you when your salary comes in.
  • Warn you when your money is getting low.

National Bank Of Abu Dhabi Balance Inquiry at Branch

Visit any FAB branch or search (NBAD Bank Near me)to talk to bank workers face-to-face and get full help.

NBAD Bank Balance Inquiry at Branch
NBAD Balance Enquiry via Branch
  • Find your nearest FAB branch (FAB branch near me)
  • Bring your NBAD salary card and Emirates ID.
  • Go to the customer help desk.
  • Ask for balance information for your card.
  • Get printed Nbad account statements if you need them.

NBAD / FAB Balance Check at POS Terminals

If You visit any stores, restaurant with POS facilities and you want to check NBAD balance before spending your money by following the steps given below.

NBAD Balance Check at POS Terminals
  • Simply insert your FAB card into POS machine.
  • Choose “Balance Inquiry” from transaction menu.
  • Enter your four digit card PIN and confirm the transition to view your balance.
  • Your balance will be appear on the screen.

NBAD Balance inquiry with WhatsApp

This is a very common method just using your registered NBAD number you can check balance.

NBAD Balance inquiry with WhatsApp
  • Save FAB WhatsApp number.
  • Add +971 56 578 9997 to your phone contacts.
  • Ensure You’re using register mobile number.
  • Send ‘Hi‘ or ‘Hello‘ to saved contact.
  • Enter OTP (One time password) which was sent to your registered number.
  • Type “Balance” or “Available Balance” and wait for response.
  • You will receive instant balance info via WhatsApp.

Advantages of Online NBAD Balance Check

Updates Right Away

Online balance checking gives you instant information about your money. Unlike old ways, online systems update immediately after you spend money, so you always have correct information.

Anywhere, Anytime

Always available means you can check your balance from home, work, or while traveling. No need to go to ATMs or bank branches at certain times.

Very Safe

FAB uses the best security to protect your money information. Many safety steps make sure only you can see your balance.

Saves Your Time

Digital balance checking removes waiting time from ATM lines or phone calls. Get your balance in less than one second with mobile apps.

Safety Tips for Checking NBAD Balance Online

Avoid the following things to secure Your money.

Don’t Use Public Computers
Keep Your Software Updated
Keep Card Information Secret
Use Mobile App
Use Two-Step Login (2FA)
Never share your PIN
Don’t Use Free Wi-Fi
Hide Your PIN
Log Out When Done
Turn On Alerts
Use strong passwords
Never share security codes

NBAD Bank Salary Card Eligibility Criteria

CriteriaRequirementsDetails
Employment StatusMust be employedCurrently working with a UAE-based company
Company AccountEmployer must have FAB business accountCompany needs active corporate account with FAB
WPS RegistrationEmployer must use WPS systemCompany must be registered with Wage Protection System
Age RequirementMinimum 21 years oldMust meet minimum age criteria set by the bank
Valid IDEmirates ID requiredMust have valid Emirates ID for identification
Salary PaymentReceive salary through companyEmployer must pay salary through the card system
Company AuthorizationEmployer must apply for cardCompany needs to request card issuance for employee
Minimum SalaryNo minimum salary requirementAny salary amount is acceptable
NationalityAny nationalityUAE residents of all nationalities can apply
Bank AccountNo personal account requiredDon’t need existing FAB personal account

Employer Requirements

Employer CriteriaRequirementsResponsibilities
Corporate AccountActive FAB business accountMust maintain good standing with the bank
WPS ComplianceRegistered with WPS systemFollow UAE labor law requirements
Card ApplicationApply on behalf of employeesSubmit card requests for eligible staff
Fee PaymentPay setup and monthly feesCover AED 5 setup fee and AED 5 monthly fee
Employee TrainingEducate staff about card usageTeach proper card handling and security
Replacement RequestsHandle damaged card issuesApply for new cards when ATMs retain damaged ones
Contact PointAct as liaison with bankBe primary contact between employees and FAB

Fees & Charges on NBAD Salary Card

ServiceCostWho Pays
New Card FeeAED 5Employer
Setup FeeFREE
Monthly Card FeeAED 5Employer
Fix Damaged CardAED 5Employer
Replace Lost/Stolen CardAED 25Employee
Renew Card (Every 5 Years)AED 5Employer
Failed Payment FeeAED 1.50Employee
Put Cash In MachineAED 5Employee
Take Cash from FAB ATMFREE
PIN ServicesFREE

Note:These prices are current for 2025 and may change.

Fixing Common Problems

if you use FAB CARDS, following errors you can face.

Balance Check Problems

Problem: Wrong card details showing.

Fix: Make sure you type the correct 16-number Card ID and last 2 numbers of your card.

Problem: Balance doesn’t show new salary.

Fix: Wait 24-48 hours for salary to process. If still wrong, call customer service.

Problem: Text message balance check not working.

Fix: Make sure your phone number is registered with FAB. Try other text number 2121 if 6222 doesn’t work.

Card Use Problems

Problem: Card missing from mobile app.

 Fix: App maintenance might temporarily hide cards. Wait for updates or reinstall the app.

Problem: ATM says no when trying to take money even though you have enough.

Fix: Check daily withdrawal limits or call customer service to check your account status.

Problem: Balance check webpage won’t load.

 Fix: Clear browser memory, try different browser, or use mobile app instead.

What is NBAD Bank Routing Code/Swift Code

If you are looking for a routing or NBAD SWIFT code related to NBAD for international or domestic bank transfers, use the SWIFT code NBADAEAA or NBADAEAAXXX for FAB, while routing numbers such as 102710102 or 803510106 may apply depending on the transaction type or regional banking system involved. Always verify the exact code with your bank or payment recipient before making transfer to ensure accuracy and avoid errors.

IBAN for NBAD/FAB UAE accounts consists of 23 characters including country code “AE” check digits, bank code, and the account number, facilitating precise international and domestic payments.

Related Post: FAB Salary Card Benefits and Limitations

NBAD Balance Check (UAE) related Queries

Here are the most frequently asked questions by customers.

How to check NBAD account balance online?

  • Log in to FAB online banking (www.bankfab.com) or the FAB mobile app.
  • Go to “Accounts” and view your balance.

How to get a bank statement from NBAD?

  • Log in to FAB online banking or the app.
  • Select your account → Click “Statements” → Download or request.

How to open current or saving account in NBAD?

  • Visit a FAB branch with:
  • Emirates ID
  • Passport & visa copy
  • Proof of income (salary certificate)
  • Or apply online via FAB’s website.

How to apply or get an credit card in NBAD?

  • Online: Apply via FAB’s credit card page.
  • Branch: Submit Emirates ID, salary proof, and application form.

How to register for NBAD online banking?

  • Visit FAB’s website → Click “Register” for online banking.
  • Enter account details, set up login credentials, and verify via OTP.

How to activate NBAD salary debit card?

  • ATM Activation: Insert card, enter PIN, and follow prompts.
  • Online: Log in to FAB online banking and activate under “Card Services“.

How to change mobile number in NBAD?

  • Visit a FAB branch with Emirates ID.
  • Or update via FAB online banking under “Profile Settings“.

How to know my IBAN number in NBAD?

  • Log in to FAB online banking → Check under “Account Details“.
  • Find it on your account statement or cheque book.

How to pay credit card bill online in NBAD?

  • Log in to FAB online banking → Go to “Credit Card” → Select “Pay Bill“.
  • Transfer from your FAB account or another bank.

How to redeem NBAD credit card points?

  • Log in to FAB Rewards (via online banking or app).
  • Browse rewards and redeem points.

How to find CIF number in NBAD?

  • Check your account statement or online banking profile.
  • Call FAB customer service (600 52 5555).

How to check NBAD Star Points?

  • Log in to FAB Rewards (linked to your credit card).
  • Points are displayed in your rewards dashboard.

How to close an NBAD account?

  • Visit a FAB branch with Emirates ID and account details.
  • Clear all pending transactions first.

FAB, NBAD, FGB – which one?

  • NBAD (National Bank of Abu Dhabi) and FGB (First Gulf Bank) merged in 2017 to form FAB (First Abu Dhabi Bank).
  • FAB is the current bank; NBAD/FGB services are now under FAB.

Final Verdict

If You follow all the instructions and steps explained above then you can easily check NBAD Bank Balance salary updates or prepaid card inquiry without facing any error. The FAB mobile app is the fastest way, while text messages and ATM methods work well without internet. Choose the best methods that suits you. Regular balance checking helps you manage your money better and protects against unauthorized use of your account.